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Results of Universal Life, Indexed Universal Life and Variable Universal Life Survey
interest to a large portion of the life industry. table { text-transform: uppercase; } By Carl Friedrich ... Product Matters!, November 2022 The results of Milliman’s 15th annual study of universal life (UL), indexed ...- Authors: Carl Friedrich, Michelle Krysiak
- Date: Oct 2022
- Competency: Communication; External Forces & Industry Knowledge; Strategic Insight and Integration
- Publication Name: Product Matters!
- Topics: Life Insurance>Pricing - Life Insurance; Life Insurance>Reserves - Life Insurance; Life Insurance>Secondary guarantees; Life Insurance>Underwriting - Life Insurance; Life Insurance>Product development - Life Insurance; Life Insurance>Universal life; Life Insurance>Investment strategy - Life Insurance; Life Insurance>Marketing and distribution - Life Insurance; Life Insurance>Accelerated underwriting; Life Insurance>Simplified issue
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Unit-Linked Products on the Rise
Unit-Linked Products on the Rise Hubert Mueller describes why unit-linked products are increasingly popular in Europe and provides his ... d stock;Variable universal life=VUL; 9671 5/1/2000 12:00:00 AM ...- Authors: Hubert B Mueller
- Date: May 2000
- Competency: External Forces & Industry Knowledge>External forces and business performance; Strategic Insight and Integration>Big picture view
- Publication Name: International News
- Topics: Life Insurance>Policyholder behavior - Life Insurance; Life Insurance>Universal life; Life Insurance>Investment strategy - Life Insurance; Life Insurance>Marketing and distribution - Life Insurance
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Actuarial Guideline XLIX (AG49): Past, Present and Future
(2015) Prior to the initial adoption of AG49, the NAIC’s Life Insurance Illustration Model Regulation (#582) ... practices across the industry. In 2015, the NAIC’s Life Actuarial Task Force (LATF) developed AG49 with ...- Authors: Richard John Hoffer, Alexander Tall, Kathryn van Ryn
- Date: Jun 2023
- Competency: Strategic Insight and Integration
- Publication Name: Product Matters!
- Topics: Life Insurance; Life Insurance>Pricing - Life Insurance; Life Insurance>Product development - Life Insurance; Life Insurance>Universal life; Life Insurance>Marketing and distribution - Life Insurance
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Ultimate Life: What Individual Life Insurance Should Be and Could Be
The Anatomy of Individual Life Insurance and Annuity Plans The three Primary Premiums/Components of ... of individual life insurance are Mortality Premiums/Amounts At Risk, Reserve Premiums/Reserve Values ...- Authors: Robert E Reuter
- Date: Jul 2007
- Competency: Technical Skills & Analytical Problem Solving>Innovative solutions
- Topics: Life Insurance>Universal life; Life Insurance>Marketing and distribution - Life Insurance
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Life Insurance Sales Illustrations - What Are The Problems?
Life Insurance Sales Illustrations - What Are The Problems? This article discusses problems ... of unrealistic interest rates, projection of mortality improvements, elimination of loads after the 15th ...- Authors: Charles Ritzke
- Date: Sep 1988
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: The Actuary Magazine
- Topics: Life Insurance>Universal life; Life Insurance>Marketing and distribution - Life Insurance
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The Future of Permanent Life Insurance
The Future of Permanent Life Insurance RECORD OF SOCIETY OF ACTUARIES 1981 VOL. 7 NO. 3 This discussion ... renewable term=Yearly renewable term=YRT;Life and annuity expenses; 15273 5/1/1981 12:00:00 AM ...- Authors: Kenneth T Clark, David R Johnston, Stanley B Tulin, Myron Henry Margolin
- Date: May 1981
- Competency: External Forces & Industry Knowledge>External forces and business performance; Strategic Insight and Integration>Big picture view; Technical Skills & Analytical Problem Solving>Problem analysis and definition
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance>Term life; Life Insurance>Universal life; Life Insurance>Marketing and distribution - Life Insurance; Life Insurance>Whole life; Public Policy
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Indexed Universal Life Snapshot
growth is mea- sured. The most popular index is the S&P 500 price index. Floor The minimum index growth ... still remember how much value they lost in the 2000 and 2008 market downturns. The downside protection ...- Authors: Seth Detert
- Date: Aug 2017
- Competency: Professional Values>Practice expertise; Strategic Insight and Integration>Strategy development
- Publication Name: Risks & Rewards
- Topics: Actuarial Profession>Professional associations; Life Insurance>Universal life; Life Insurance>Marketing and distribution - Life Insurance
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Death-Benefit-Focused UL
Product Development News April 2003 – Issue 55 U niversal life (UL) is back— back ina big way. After ... provision). When Regulation XXX became effective in 2000, the premium-based secondary guaran- tee structure ...- Authors: Michael Joseph Burns
- Date: Apr 2003
- Competency: External Forces & Industry Knowledge>External forces and business performance
- Publication Name: Product Matters!
- Topics: Life Insurance>Universal life; Life Insurance>Marketing and distribution - Life Insurance
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Expected Returns on Indexed Credits
price return of an equity index (most often the S&P500), subject to a 0 percent floor, and a cap C ... insurer be- forehand. Written out mathematically, if S(t) is the equity price index, at time t, then the ...- Authors: Gary Hatfield
- Date: Aug 2017
- Competency: External Forces & Industry Knowledge>Actuarial theory in business context; Technical Skills & Analytical Problem Solving>Incorporate risk management
- Publication Name: Risks & Rewards
- Topics: Actuarial Profession>Professional associations; Finance & Investments>Derivatives; Life Insurance>Universal life; Life Insurance>Marketing and distribution - Life Insurance